make your market
Introducing the Mortgage Banking Industry’s First Freelancing Marketplace
Access Remote and On-Site Freelancing opportunities for Mortgage Underwriters, Loan Officer Assistants, Loan Processors and More…
Available Opportunities:
Loan Officer Assistant
- Assist Loan Officer with management of pipeline and maintaining pre-approvals
- Obtain WVOEs, VORs, EOI and credit report and keep pipeline up to date
- Ensure loan files meet lending and regulatory guidelines and policies
Loan Processor
- Input proper loan information into the system for processing.
- Responsible for ensuring that all loan documentation is complete accurate
- Read and understand appraisals, AUS findings, title and credit reports
Underwriter
- DE and SAR/LAPP Certification desired not required
- Familiar with FHA, VA, Conventional and Jumbo loans
- Determine insurability of loans in mortgage brokerage, multi investor / multi guideline environment
Registered NMLS Loan originator
- Advise clients on how to best manage their mortgage application process.
- Examine supporting documentation for applicant credit-worthiness.
- Articulate terms and conditions of loans to customers.
Loan Servicing
- Monthly collection calls to borrowers to attempt to cure the delinquent loan status.
- Work with borrowers to cure default and explore all pertinent workout options
- Monitor delinquency and ensure required notices are sent
Jr. Loan Processor
- Order VA, FHA, and Conventional Appraisals.
- Coordinate with Appraisal Management Companies on meeting set SLA turn times.
- Request appraisal revisions and 1004D reports.
Our Process
1. Create a profile
In a few simple steps create a profile highlighting your expertise.
2. Get Hired
Speak with real companies and find a job that fits you.
3. Work
Start working on the project either hourly or per fixed price.
4. get paid
Get Paid fast and securely weekly or once the work is completed.
Frequently Asked Questions
Our positions are for jobs working remote or onsite in various companies across the United States. On our landing page you will see a few select positions however there are many more openings available. You can offer any service you wish if it is legal and complies with our terms. There are over 50 categories
you can browse to get ideas.
It is totally up to you. You can work as much as you want. Some Freelancers work on 100 Spears full time and some keep their 9-5 job while using 100Spears to make extra money working nights or weekends.
Unlimited. You can work as much as you want if your Clients understand your work schedule and
availability. Some Freelancers work multiple part time jobs on 100 Spears, others only work one 40 hour/week job and still others work full time during the week and do side projects on nights and weekends as well.
It is free to join 100 Spears. There is no subscription required or fees to list your services. You keep 80% of each transaction. It is important to keep the transaction fee in mind when pricing your services.
With Gig Packages, you set your pricing anywhere from $5 – $995 and offer three versions of your service at three different prices.
You are paid either on completion of the project, weekly or once mutually agreed milestones are achieved. Payments are something you will arrange with your Client. Once the engagement is agreed
upon, your Client will refund your payments and those payments will be held in Escrow at 100 Spears. Once you and your Client have stated a milestone has been achieved the funds will be transferred to your account. No need to chase clients for payments and wait 60 or 90 days for a check.
The single most important thing you can do to attract companies and land projects is to build an effective, impressive, and accurate profile. Include all relevant industry software systems you know, relevant work experience, states of domain expertise, relevant licensing, keywords, etc. This is your chance to advertise your skills to your Clients as to why they hire you. Think of your profile as a three- dimensional interactive resume where you can interact with Hiring managers at Clients instead of attaching your resume to some job posting. Payments are something you will arrange with your Client. Once the engagement is agreed upon, your Client will refund your payments and those payments will be held in Escrow at 100Spears. Once you and your Client have stated a milestone has been achieved the funds will be transferred to your account. No need to chase clients for payments and wait 60 or 90 days for a check.
100 Spears is a community of companies and professionals based in the Settlement Industry. This community pairs Banks, Mortgage Companies, Real Estate Offices, Title Insurance Companies, Law offices and other Settlement related companies with qualified experienced professionals. Our community consists of weekly working freelancers include moonlighters, entrepreneurs, stay-at-home parents, semi-retired experienced professionals, and many others who are seeking to establish value added relationships and fulfilling work arrangements.
100 Spears was built on the belief that the current path to finding work and hiring employment is fundamentally broken. Founded by creators of the first Settlement Industry Job Board who saw the growing disconnect between Job Seekers and Hiring Managers given current available technology. 100 Spears was created to facilitate a better connection for the Settlement Industry employers and new Freelancers located across the United States looking to find a home where their expertise is valued.
100 Spears’ mission is to empower employees who want to bet on themselves to find meaningful work in their profession free from today’s geographic restrictions requiring employees to work “on-site”. 100 Spears will do this by offering an interactive platform to facilitate communications with Employers who seek and value Freelancers who share this same belief in order to forge value added employment relationships on a short term, long term, project or on-call basis.